Why Health Card ?

Why Health Card

A health card or health care card is an identity card that helps in availing the benefits of a plan for a monthly or annual membership fee. Offered to holders of health care plan (exclusive schemes with no exception for any medical emergency), health cards are nowadays available in electronic form, comprising medical history of every individual, which makes it easy for the doctors to uncover the health status of the patient. Besides, electronic health cards allow patient to visit any wellness center without the need of maintaining a medical records book. In fact, even if the cardholder is in unconscious state, doctors can easily verify their identity, access medical history and get started with the desired treatment.

Renowned for offering discounted rates on health, diagnostic and various other medical expenses, health care plan cards have numerous clinics, hospitals, nursing homes, and labs in their network which offer higher flexibility. As a matter of fact, holders of health care cards have coverage for almost all medical expenses, even cosmetic treatment too (in some cases). Even, people with pre-existing diseases are also able to secure their lives with health care cards, something which might not be possible with a regular health plan

The ideal health card can help you cover preventive health care costs that account for 70% to 75% of overall medical expenses.

Coverage Under Health Care Cards
  • Discounts on doctor consultation, medicines, diagnostics, etc.
  • Discounts on OPD consultations and treatment
  • Medical vouchers
  • Exclusive coverage for dental care
  • Follow-up medical tests and consultations
  • A second opinion before surgeries
  • Discounted ambulance charges
  • 24x7 doctor on-call
  • Take note that other than medical care and treatment, many health insurance companies also offer exclusive wellness plans that comprise gym services, diet programme, Ayurveda & Homeopathy treatment, spa treatment, and others with attractive discounts.
  • Covering OPD Cover in Health Insurance